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Social Security payment dates for February 2026: When to expect benefits. Social Security recipients are expected to receive their February payments soon, with larger checks reflecting the 2.8% cost-of-living adjustment (COLA) that took effect in January. Social Security typically pays benefits on Wednesdays.

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The first wave of payments will be sent on the second Wednesday of the month, Feb. 11, with subsequent payments going out on the third (Feb. 18) and fourth (Feb. 25) Wednesdays, according to the Social Security Administration’s calendar. Those who get Supplemental Security Income checks will receive their February 2026 checks early, on Friday, Jan. 30. March SSI checks will go out early this year, too, on Friday, Feb. 27. Advertisement. Advertisement. In Rhode Island, more than 200,000 people rely on Social Security payments every month. And with the 2.8% COLA, recipients should be getting at least $56 more per month, on average, than before, according to the SSA. Here's what to know about this year's Social Security benefits. Social Security payment schedule for February 2026. The Social Security Administration’s yearly distribution schedule for 2026 is available online to allow recipients to use the calendar for budgeting purposes. Regular Social Security retirement benefits are slated to be distributed on the SSA’s usual schedule: Wednesday, Feb. 11: Birth dates between the first and 10th of the month. Wednesday, Feb. 18: Birth dates between the 11th and 20th of the month. Wednesday, Feb. 25: Birth dates between the 21st and 31st of the month. Advertisement. Advertisement. Those who began getting benefits before May 1997 are paid on Tuesday, Feb. 3. Recipients of Supplemental Security Income checks will be issued their January payments on Friday, Jan. 30, as the first of February falls on a Sunday. What is SSI? Supplemental Security Income provides monthly benefits to those with limited income or resources who are 65 or older, blind, or have a qualifying disability. Children with a qualifying disability can also get SSI, according to the SSA's website. Adults who qualify for SSI generally do not have monthly wages above $2,019. Those eligible for SSI can begin the application process online, in person at your local Social Security office, or by calling 1-800-772-1213 (TTY 1-800-325-0778) from 8 a.m. to 7 p.m. local time during the work week. SSI payment schedule for 2026. SSI checks will be sent out on the following dates in 2026, according to the SSA calendar: Advertisement. Advertisement. Friday, Jan. 30, 2026: February 2026 payment. Friday, Feb. 27, 2026: March 2026 payment. Wednesday, April 1, 2026: April 2026 payment. Friday, May 1, 2026: May 2026 payment. Monday, June 1, 2026: June 2026 payment. Wednesday, July 1, 2026: July 2026 payment. Friday, July 31, 2026: August 2026 payment. Tuesday, Sept. 1, 2026: September 2026 payment. Thursday, Oct. 1, 2026: October 2026 payment. Friday, Oct. 30, 2026: November 2026 payment. Tuesday, Dec. 1, 2026: December 2026 payment. What do I do if my scheduled payment date passed without payment? The Social Security Administration suggests that if you don’t receive your payment on the expected date, allow three additional mailing days before contacting the agency, most arrive on time because 99% of beneficiaries are paid electronically. Where is a Social Security office in Rhode Island? In Rhode Island, there are five Social Security offices. Here's where: 380 Westminster St., Providence, RI 02903. 4 Pleasant St., Pawtucket, RI 02860. 30 Quaker Ln., Warwick, RI 02886. 130 Bellevue Ave., Newport, RI 02840. 2168 Diamond Hill Rd, Woonsocket, RI 02895. Advertisement. Advertisement. There's also one Disability Determination Service office and one Remote Hearing Site in Rhode Island. To find the one closest to you, use the Social Security Office Locator. When can you start collecting Social Security? Everyone can start receiving reduced Social Security benefits as early as age 62. However, waiting until full retirement age results in a larger monthly payment. That age has gradually increased in recent years, rising by two months for each successive birth year. For example, if you were born in 1958, your full retirement age is 66 years and 8 months, while those born in 1959 reach it at 66 years and 10 months. For anyone born in 1960 or later, the full retirement age is 67. Mike Snider of USA TODAY contributed to this report. This article originally appeared on The Providence Journal: Social Security payments: Schedule for February 2026.













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